Member - Blog

6 Types of Car Insurance Available in California

6 Types of Car Insurance Available in CaliforniaTypes of car insurance you can get in California 

Getting into a car accident can be stressful, but being involved in it without car insurance can be a disaster. Even if you pledge to yourself to be careful at all times, it only takes one careless driver to wreck your vehicle or send your way a hefty medical bill. Having valid car insurance can save you all these worries. 

In California, there are several types of car insurance available. Here we explain them in detail, and you can get the help of your insurance agent to select the best one, which in turn can save you even thousands of dollars.

1. Liability insurance 

This insurance covers you when you are in an accident that is determined to be caused by your actions. If you cause an accident in California without the minimum required liability insurance coverage, then you will be faced with a fine and driver's license suspension of up to 4 years. There are two types of liability insurance.

  • Bodily Injury Liability Insurance: This pays for the medical expenses of the injured person involved in the accident that is likely your fault. This coverage can apply to you or anyone else whom you list as a driver in your policy. 
  • Property Damage Liability Insurance: This covers the repair cost of your vehicle or the other driver's vehicle involved in the accident that you caused.

2. Collision Coverage

Collision coverage will pay for the repair of your car or the value of your car (lesser of two) after your vehicle gets involved in a covered car accident. 

It might not mean much to have collision coverage for an old car but if you have a brand new car or a very expensive one then it is best to have collision coverage with limits that can replace your vehicle if a total loss occurs.


Also Read: Legal Requirements of having Auto Insurance in California


3. Comprehensive Coverage

Comprehensive coverage covers the loss that is caused by something other than collisions like theft of your car, fire damage, or damage by animals.

4. Underinsured Motorist Coverage

This insurance covers you when you get into an accident that is caused by a driver who doesn’t have sufficient insurance or no insurance at all. In California, there are about 14% uninsured drivers, which makes insurance essential.

5. Personal Injury Protection Insurance

This covers the medical bill payments for you or the passenger injured in your vehicle. This can also cover the funeral expenses if someone dies and also the lost wages in case the person is injured and has to rest for a long time. 

6. Gap Coverage

Gap coverage often gets ignored but actually can save you thousands if you lease the car or have a brand new one. The value of the vehicle reduces with time, and gap insurance covers the difference value between the amount of vehicle loan you owe and the value of your car at the time of the collision. 

Allied Brokers

We at Allied Brokers offer you the benefit of price and coverage comparison. The Allied Brokers insurance agent can help you select the best car insurance which would benefit you the most. To know more, visit us at allied

  • Apr 16, 2021
Become a Member to post Articles

Comments - 0

Share Your Thoughts

Verify you're Human*

Just check on this box below to verify

Search In blog :

Categories :

Education Services (Schools, Tutors) (44)

Tips For Students To Improve Their Writing This Semester

Benefits of Smart Cities

Best Event Management Institutes Mumbai

You're Losing Grades by Not Using Essay Assistance

4 Tips To Make Yourself Prince2 Certification Ready

5 Skills To Be Pinned In Your DevOps-Engineer Journal

Kindergarten Readiness - What Teachers Can Do

A Sneak Peak To The Learning Carnival - Get Latest Technology Insights

NEET 2020 Exam Details

How to Make Your Students Listen to You

Advance Your Career with an Early Childhood Education Certification

6 Main Differences Between IGCSE And CBSE

What Can You Expect For NEET 2020?

A Guide To Online Learning During The COVID 19 Pandemic

NEET Chapter Wise Weightage For Subjects

Why Is Social Development an Important Part of Early Education?

New JEE And NEET Dates For 2020

Effective ‘Learn From Home’ During The Corona Crisis

Ways to Keep Your Little One Engaged at Home

Sports – An Integral Part of School Life

How to Effectively Home School your children during the Covid-19 Pandemic

Boarding School – Why It Is the Best Option

Simple Strategies to Help You Improve Your Exam Scores

Why ICSE Could Be the Right Option for Your Child

Career Options After an Early Education Program

Online Schooling: A Perspective In The Current Scenario

What Are Your Career Options in the Early Education Field?

Top 10 IBDP Terms Parents Need To Know

Child Care Center Director - Qualification and Responsibilities

How To Stay Focused During The AP Exams 2021

Tips for Effective Online Learning

Are SAT Subject Tests Required For College Admission?

Making Possible Effective Career Advancement as an Educator

Early Childhood Education Program - What You Need to Know

8 Interesting Facts About ACT

Why Students Should Take AP Courses?

Importance of Curriculum Planning in Education

10 Reasons To Choose Cambridge Curriculum For Your Child

What Is The Difference Between AI And AA In IB Math?

ECE Training and School Management

Differences Between IGCSE And IB Curriculum

What Is IGCSE And Is It The Right Choice For My Child?

How Do Early Childhood Educators Impact Children’s Emotional Development?

What Is Theory Of Knowledge - TOK In IB Curriculum

Health Care Treatment (55)

Ayurvedic treatment of skin diseases

Common Reasons Behind Chronic Abdominal Pain in Adults

Travelling for Surgery – Doing It the Right Way

Treating Cough and Cold with Homeopathy

What causes excessive burping?

Acid Reflux Should Not Be Ignored March 2020

Say Goodbye to Chronic Digestive Problems!

How to make your home safe for Elders

How to achieve Affordable Healthcare in India

The Importance of Regular Health Check-Ups April 2020

Diseases related to Gastroenterology and Hepatology

Do not ignore these signs of a cardiac emergency

Recognize the warning signs of brain tumour, save a life

Holistic Approach to Raising Immunity!

The Effect of Coronavirus on Mental Health

Homeopathy Can Set You on the Path to Holistic Wellness

How to deal with Traumatic Brain Injury

Healthcare in the Post COVID-19 World

Homeopathy’s Role in the History of Epidemics

A South Indian Diet Plan For Heart Patients

Peptic Ulcers: Causes and Prevention

Fever Awareness and Remedies

The Importance of Boosting Your Immunity the Natural Way

Never Ignore Head Injuries

Positive Patient Experience with Kauvery Hospital

Traumatic Brain Injury - Causes, Symptoms and Treatments

Advantages of Treating Childhood Illness with Homeopathy

Congenital Spine Defect Cured After Surgery

Managing Arthritis with Homeopathy

Health Risks While Returning to Work after the Lockdown

Cardiac Surgery During COVID Times – Restoring Hope

Urological Diseases that affect Youngsters and Elders

How to Find the Best Gynecologist

Homeopathy Can Ease Winter Illnesses

Life after COVID19 for Senior Citizens

Orthopaedic Precautions For Seniors In Cold Weather

Health tips for Elderly during COVID-19

Vaccines for New Born Babies


Masterstroke Against Stroke

Tips to take care of the heart

Why is breast self-examination important?

Kauvery Hospital’s excellent liver transplant program

Why is a regular health checkup important?

Save Your Knees

Understanding Chemotherapy

Kidney Stones - Treatment Methods

Knowing When to Go to the Hospital

How are homeopathic medicines prepared?

Tips for Managing Spring Allergies

Ankle Sprain: Causes, Symptoms, and Treatment

Heart Disease Awareness in Kauvery Hospital

Diabetic Kidney Disease

A Knock on the Head and There Goes your Memory

Coronary Heart Disease Awareness

Do You Have Questions?

Feel free to contact us by email. We usually respond within 24-48 hours.

Sign In LocalbizNetwork