When a financial counselor sits next to a social worker on a long flight, some great ideas can be born. In November of 2005, that’s just what happened. A critical need was discovered. Thousands of counselors, ministries, and social workers who help families in financial crisis had too few resources to call upon. The helplines they had were regionally limited and tricky to find. We set out to create free tools for counselors, so they could better assist their money troubled clients. The help lines were distributed in various formats as best suited for use.


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