Happy Merchant Services is a Registered agent for MasterCard International and a Registered Independent agent for Visa USA through relationships with PayPro{s, Central Payments and many other strong processing institutions. Happy Merchant Services operates through an arrangement with these many strong processing companies, serving over 965 financial institutions and 160,000 merchants. Processors will promise low discount rates, but the hidden costs and expensive surcharge categories like Tiers, Non-Qualified, etc. are in fact making the low discount rate meaningless.
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