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Rates are low. Let’s talk about what a refinance loan would mean to you.What Sets Us Apart for a Smooth Refinance    The ability to lock in your rate on the first day. Don’t let your loan dangle in the market winds. Most lenders will not lock your loan in until your loan is approved, or until the appraisal is in. In the mean time, rates and closing costs can change dramatically overnight. With us, we can lock in on day ONE so the rate and costs you are quoted are the rate and costs you get.    Loan approvals come back in one business day. We send your loan in and underwriters decision the approval in 24 hours.    Communication is key, we go to the source. We communicate directly with the Senior Underwriter in charge of your refinance loan.Benefits of Refinancing:    Lowering your monthly payments. Taking measures to improve cash flow can prove advantageous.    Shorten the term of your loan. What kind of financial freedom would paying off your mortgage create?    Do you have mortgage insurance but your property value has increased? Eliminate it!    You can take cash out for consolidating debt, home improvement, purchase another property, etc.    Consolidate multiple loans for savings and simplicity.

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