Youness Real Estate Services Inc.

San Diego, California, United States | Real Estate

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A Step By Step Look at Home BuyingThe specific way you progress through a home buying transaction varies depending on the real estate laws and customs where you live, but there are many home buying steps that are standard, even though they might not be accomplished in the same order in every location.You{ll feel more confident about your home buying journey when you understand what is required of you and every other person who is involved in the transaction. This guide takes you through it, and shows you that you{re only 11 steps away from buying a home.Step 1, Get Your Finances in OrderYour credit reports are an ongoing look at how you manage your finances. You must know exactly what your credit reports say about your financial history before you apply for a mortgage, because the reports play an important role in the mortgage approval process and in determining the interest rate and other loan terms that a lender offers you.If you haven{t looked at your credit reports, you might be surprised at their contents, because errors are common.Step 2, Get Familiar with the Mortgage IndustryFinding the right loan and lender is crucial to your home buying success. You can visit for more information on the process of getting a loan and calculating a payment. 


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