Welcome to Reverse Mortgage ExpertsWe are Reverse Mortgage Lenders serving New York and New Jersey with affordable options for seniors. A reverse mortgage is a loan option specifically for seniors that utilizes a portion of the equity in the home as collateral. This unique mortgage option allows senior citizens to have the flexibility of remaining in their homes without a regular monthly mortgage payment. The only stipulations with reverse mortgages is that the individual must own their home and have equity in it and be at least 62 years of age. The home must be completely owned free and clear without any liens.The Benefits of a Reverse MortgageA Reverse Mortgage for seniors offers many benefits for the homeowner. The advantages include complete peace of mind, no monthly mortgage payments, and the home can be completely paid off with the Reverse Mortgage loan. In addition to these benefits, there are usually no credit or income requirements in order to obtain this type of loan. The inherent flexibility and affordability make this an excellent option for seniors needing a less stressful way of life.A Reverse Mortgage can provide financial relief by allowing the receipt of the loan in a variety of different methods:
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