HML Investments is a Direct Lender for Hard Money loans for both Commercial and Residential Real Estate within the States of California and Nevada.Since 2004, we have helped Real Estate investors find the perfect Real Estate Investment opportunities. With an astounding depth of over 30 years experience, our staff is very knowledgeable and helpful and we not only educate our clients, but provide our clients with unparalleled perspective on their investment and the Real Estate market both locally and regionally. As active real estate investors ourselves we have been heavily involved in all aspects of single-family, multifamily and Commercial investing. Thus we realize how critical it is to have a reliable financing partner.There are many reasons our clients request a Private Money Loan. Whether they have some minor credit problems, need the cash fast, a short term loan, or perhaps have a property with problems that make it difficult to borrow from a bank, HML Investments gives each of our clients a variety of avenues in which they can accomplish their goals. We provide Quick approvals, Quick underwriting, Quick answers and a Quick close! Everything an investor would want in a private money lending partner.We appreciate the fact that every Real Estate investor is unique and has unique needs. As a full service hard money lender, we also work with Trust Deed Investors.What is Trust Deed Investing? Trust deed investing is investing in loans secured by real estate. Most trust deed investments are short term loans, mostly maturing in under five years, with many loans two years or less, made to professional real estate investors. In the current economic climate professional real estate investors are buying properties at foreclosure sales for bargain basement prices, fixing-up these properties, and reselling them for a profit. Most Banks are reluctant to lend to this market because the loans are particularly risky. Presently, banks are unwilling to make real estate loans unless they fit a very strict set of criteria. They often do not want to lend to opportunistic real estate investors because the property which is security for the loan is not “move-in ready” at the time of loan funding—it usually needs some work. For this reason, real estate investors have limited financing options available.