At Mel Gross Financial Services, L.P., our clients rely on us to provide quality financial services. As a valued client, you can expect a long-term commitment that begins with a thorough understanding of our goals and objectives.We combine professional analysis and financial services when developing recommendations tailored to your needs. Our strategies consider your risk tolerance and tax consequences, along with personal, business and/or charitable desires.We look forward to serving you soon.Mel has more than 40 years of experience in the financial services industry.  He has earned the CLU (Chartered Life Underwriter), ChFC (Chartered Financial Consultant) and MSFS (Master of Science Financial Services) designations. Accredited Estate Planner (AEP)  Mel is a registered representative offering investments and advisory services through Lincoln Financial Securities and has successfully completed the FINRA sponsored series 7 and 65 securities examinationsMel works closely with clients to understand their objectives.  Then, he develops and upon agreement from the clients,  implements strategies to assist them in pursuing their goals.  He emphasizes wealth accumulation, distribution and preservation.Mel is an active member of the following industry organizations:  Houston Business & Estate Planning Council, Past President, National Association of Life Underwriters, Houston Association of Life Underwriters, and is a life member of the Million Dollar Round Table..