Ohio Medicare Plan in a Nutshell
For over 25 years, Ohio Medicare Plan, led by Brian C. Moore, Certified Medicare Insurance Planner™ (CMIP®), has established itself as Ohio’s top-rated, top-ranked, and “Best Choice,” elite Medicare expert among over 2,200 licensed agents and brokers. Its unwavering commitment to excellence has driven unprecedented demand, filling its Dayton, Cleveland, Columbus, and Cincinnati offices to capacity and necessitating hiring five to six full-time staff to manage inbound calls and deliver exceptional service to over 3,000 clients.
What distinguishes Ohio Medicare Plan is its dedication to ensuring every eligible Medicare beneficiary in Ohio fully understands their coverage options. As one of the few professionals in the state holding the prestigious CMIP® designation, Brian Moore brings an elite level of proven expertise, reflecting the organization’s commitment to upholding the highest standards in Medicare planning. This exclusive certification ensures that clients receive tailored solutions that maximize their benefits and are tailored to their unique healthcare needs and financial goals.
Ohio Medicare Plan’s mission is simple yet profound: to educate and empower. As Brian Moore states, Ohio Medicare Plan firmly believes, “Medicare, if properly positioned, is the single best benefit for all aging Americans.” By providing detailed, transparent guidance on Medicare Advantage (Part C), Medicare Supplement (Medi-Gap), Medicare Prescription Drug Plans (Part D), Medicare Savings Plans, and Medicare Special Needs Plans, it empowers clients to make informed decisions with confidence. Ohio Medicare Plan has again been voted and recognized by the communities it serves as a Nextdoor “Community Favorite,” further affirming its trusted role as a local leader.
Ohio Medicare Plan’s value commitment underscores its approach to serving communities across the state. As Brian Moore articulates, “We value transparency, integrity, and customer centricity, which guide our communication. Our tone is friendly and approachable, aiming to create a welcoming atmosphere. We use clear, straightforward language that is easy to understand. We prioritize engagement by asking questions and encouraging feedback.” He further emphasizes, “At Ohio Medicare Plan, we are committed to making a meaningful difference, one client at a time! We are determined to dramatically improve the health and well-being of all aging Americans by caring for each person like family, while delivering a world-class service experience.” This dedication to personalized, compassionate care continues to position Ohio Medicare Plan as a trusted leader in Medicare planning.
Products / Services
Ohio's Top Rated - #1 Ranked - "Best Choice" Medicare Expert
Certified Medicare Insurance Planner™ CMIP®
Medicare Advantage Plans (Part C)
Medicare Supplement (MediGap) Plans
Medicare Prescription Drug Plans (Part D
Medicare Special Needs Plans
Medicare Cost Savings Plans
No Cost Personalized Medicare Guidance
Medicare Parts A & B Enrollment Assistance
Read our Recent Articles
Ohio Medicare Plan’s Guide: How to Protect Yourself In 2025
Ohio Medicare Plan’s Guide: How to Protect Yourself In 2025
Frequently Asked Questions about our Products / Services
Who Qualifies For Medicare If They Are Under 65 Years Old?
Answer: If you’re under 65 and have a disability, you may qualify for Medicare coverage. A qualifying disability is almost any health condition that prevents you from being able to work enough to access employer-sponsored health care benefits. Before enrolling in Medicare, you must receive Social Security Disability Insurance for two years. If you have end-stage renal disease or amyotrophic lateral sclerosis, also known as ALS or Lou Gehrig’s disease, that 24-month waiting period is waived.
How do Social Security and Medicare work together for people with disabilities?
Answer: When considering Social Security versus Medicare, it’s important to recognize that these are two separate benefit programs from the federal government. Social Security provides financial support, whereas Medicare is health insurance coverage. These two safety net programs work together to support people with disabilities to remain as healthy as possible. As mentioned, for someone looking to gain health insurance coverage via Medicare because of a disability, they must first apply for disability benefits from Social Security. Read Related Article Here
What imbalance exists in prescription drug spending, and how has it impacted overall costs?
Answer: A recent report highlighted a stark imbalance where generic drugs, despite being 91.5% of prescriptions, only represent 12.9% of the drug spending, while brand-name drugs, at 8.5%, account for 87.1% of costs. This disparity contributed to an 11.4% increase in drug spending, reaching $450 billion, primarily due to rising costs for treatments of diabetes and obesity. Read Related Article By Ohio Medicare Plan HERE!
What shift has been observed in Medicare spending, particularly regarding Medicare Advantage Plans?
Answer: Medicare spending crossed the $1 trillion threshold, with a significant 52% of this now going towards Medicare Advantage plans, up from 39% in 2019, indicating a shift in how care delivery and financing are evolving. Read Related Article By Ohio Medicare Plan HERE!
How much is spent on healthcare in the U.S., and how much does this represent per person?
Answer: The 2023 CMS Healthcare Expenditure Report revealed an eye-opening total of $4.9 trillion spent on healthcare, averaging about $14,570 per person. Contact Ohio Medicare Plan HERE!
If a senior is turning 65 but still working, should they enroll in Medicare or delay it?
Answer: Hitting 65 while still working means you’re automatically getting Medicare Part A—it’s free for everyone, no opting out, and it’s a solid backup to your employer’s coverage. From my experience, signing up for Part B makes sense too; it’s usually way cheaper than what you’d pay monthly through a job’s plan, often has no annual deductible, and throws in extra perks you won’t find in most group benefits. Delaying Part B is an option if your work insurance is top-notch, but I’ve seen Part B save folks money and headaches, so I’d lean toward enrolling now! New to Medicare? - Learn more HERE!
If moving to a rural area, how might that limit my Medicare Advantage Plan options?
Answer: Moving to a rural area could mean fewer Medicare Advantage plans to pick from, since these areas often have lower enrollment and less competition among providers. You might also face narrower networks, making it tougher to find in-network doctors or specialists without traveling farther. In my experience, some rural spots even lack plans with the extra bells and whistles—like dental or vision—that you’d see more of in heavier populated counties. Learn more about Medicare Advantage Plans HERE!
I am turning 65 soon, when can I enroll in Medicare?
Answer: When clients ask about enrolling in Medicare at 65, I explain the Initial Enrollment Period (IEP) covers three months before their birthday month, the month itself, and three months after. It’s a straightforward seven-month window. New To Medicare? Click HERE!
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: A few months back, I worked with a couple who’d been on Medicare supplement plans for years, paying high premiums with little extra benefit. They hesitated to switch, so I walked them through their options, showing how a Medicare Advantage plan could cut costs and add perks like dental, vision, hearing, over-the-counter items, and transportation. They made the switch by breaking down the numbers and network details, and saved hundreds of dollars. View Ohio Medicare Plan Reviews HERE!
What is Guaranteed Issue for Medicare Supplement Plans, and when does it apply?
Answer: When clients ask about Guaranteed Issue for Medicare Supplement plans, I explain it’s a right that stops insurers from denying coverage or raising rates due to pre-existing conditions. It applies during your initial enrollment at 65—starting the first day of your birthday month and lasting six months—or within 63 days of losing qualifying coverage, like an employer plan, or during your 12-month trial period if you’re new to Medicare Advantage and switch back to Original Medicare. For folks under 65 with disabilities, federal law doesn’t guarantee it, but many states offer a similar six-month window when you enroll in Part B. Missing these windows usually means facing medical underwriting. Learn More About Medicare Supplement Plans HERE!
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: The biggest mistake seniors make when enrolling in Medicare is relying on advice from neighbors, friends, or family who think they understand the program’s details. Medicare’s ins and outs are complex, and misinformation can lead to costly errors. Seeking professional consultation is always the most brilliant move to get it right.
What is one of the most common misconceptions people have about Medicare?
Answer: When I talk to clients, one of the biggest misconceptions I hear is that Medicare covers long-term care or even burial insurance, which it doesn’t. Medicare’s a living benefit only, so I often have to clarify that it’s built for medical needs, excluding nursing homes down the road or final expenses.
What's one piece of advice you wish every senior knew before picking a Medicare Plan?
Answer: Throughout my career advising seniors, I’ve noticed many overestimate their grasp of Medicare Advantage versus supplement plans. The key difference lies in a fixed versus variable cost structure, so I provide a detailed, numbers-driven consultation to project outcomes, ensuring they make an informed choice both financially and in understanding benefit distinctions. This approach gives them clarity on both costs and benefits coverage. Visit Ohio Medicare Plan on Better Business Bureau HERE!
How is Medicare Advantage going to evolve in the future?
Answer: It sure has been interesting to watch Medicare Advantage plans take the lead, now outnumbering supplements in enrollments nationwide. I expect they’ll keep growing, thanks to added benefits like dental and vision that supplements don’t offer. Their straightforward cost limits appeal to seniors, and that practical edge should continue to drive their popularity moving forward. Ohio Medicare Plan - Ohio's Top Rated Medicare Expert Press Release!
Why is the new $2,000 out of pocket annual drug cost cap important?
Answer: The new $2,000 out-of-pocket max for drug costs is key because it eliminates the donut hole and slashes financial exposure for seniors. It’s a relief for clients knowing their costs are capped, but they’re also seeing drawbacks like stricter formularies or rising premiums. It’s a big win with some trade-offs they’re starting to notice. Ohio Medicare Plan Named Ohio's "Best Choice" Medicare Expert Press Release!
Is paying for Medicare Supplement Plan G worth it?
Answer: I believe buying the best Medicare Supplement plan available is the smart move. It costs more upfront, but the lower financial exposure and stronger benefits outweigh the savings from cheaper plans with weaker coverage. Most clients I’ve guided find the trade-off worth it when they need serious care. You’re not overpaying—you’re securing peace of mind. Learn more about Ohio Medicare Plan HERE!
What benefits are there for me by working with a local Medicare expert near me vs. remote / virtual?
Answer: As Ohio Medicare Plan, I stick to Ohio’s 88 counties because I believe local agents like me bring far more value with our deep experience in local networks and plan features—details call centers or virtual agents often miss or don’t fully grasp. I’m not licensed outside Ohio, and that’s by design; it lets me stay dialed into what matters most for my clients here. Plus, some clients prefer meeting face-to-face to build trust and get that personal touch, which I’ve seen makes a real difference.Learn More About Ohio Medicare Plan HERE!
Our Latest Offers/Specials
Humana Medicare Plans and Ohio Medicare Plan
**Core Values** Humana values compassion, integrity, and a commitment to wellness. They aim to improve the health of their members and the communities they serve. **Mission Statement** "To help people achieve lifelong well-being." **Medicare Products** Humana provides various Medicare Advantage plans, Medicare Supplement plans, and Medicare Prescription Drug Plans. It focuses on personalized care, wellness programs, and a commitment to enhancing the overall health experience for seniors.
Aetna Medicare Plans and Ohio Medicare Plan
**Core Values** Aetna promotes health and wellness, integrity, and innovation. They focus on empowering members to make informed health choices. **Mission Statement** "To build a healthier world by improving the health of individuals, families, and communities." **Medicare Products** Aetna offers a range of Medicare Advantage plans and Medicare Supplement plans, providing extensive coverage options, additional benefits, and a focus on preventive care and member support.
Mount Carmel MediGold Medicare Products and Ohio Medicare Plan
Core Values: MediGold emphasizes integrity, innovation, and collaboration. It provides quality care and personalized service. **Mission Statement** "To enhance the health and well-being of our members by providing affordable, high-quality healthcare." **Medicare Products** MediGold offers Medicare Advantage plans that include essential health benefits, additional services, and a commitment to member satisfaction through personalized care management.
Anthem Medicare products and Ohio Medicare Plan
**Core Values** Anthem is committed to quality, innovation, and community. They strive to improve lives and communities by providing affordable health coverage. **Mission Statement** "To be a trusted partner, empowering people to live their best lives." **Medicare Products**: Anthem provides a range of Medicare Advantage and Medicare Supplement plans, focusing on member-centered care, preventive services, and integrated health solutions that adapt to members' needs.
Devoted Health and Ohio Medicare Plan
Devoted Health and Ohio Medicare Plan Core Values: Devoted Health prioritizes compassion, integrity, and excellence in service. Its focus is on creating a positive healthcare experience for its members. **Mission Statement** "To make healthcare simple and accessible for everyone." **Medicare Products** Devoted Health offers Medicare Advantage plans, including comprehensive coverage options, personalized care, and additional benefits such as dental, vision, and wellness programs. These plans aim to improve seniors' healthcare experiences.
Medicare Cost Savings Programs
Ohio Medicare Plan provides information about Medicare Cost Savings Programs designed to help beneficiaries manage their healthcare expenses effectively. We collaborate with leading insurers to ensure you have access to the best options available in the state. Our offerings include valuable insights into cost-saving programs related to Medicare plans.
Medicare Special Needs Plans (SNPs)
Ohio Medicare Plan offers a comprehensive selection of Medicare Special Needs Plans (SNPs) tailored to meet the unique healthcare needs of eligible individuals. We work with leading insurers to provide you with the best options available in the state. Our offerings include all Medicare Special Needs Plans in Ohio.
Medicare Prescription Drug Plans (Part D)
Ohio Medicare Plan provides a diverse array of Medicare Prescription Drug Plans (Part D) designed to help you manage your medication costs effectively. We partner with leading insurers to ensure that you have access to the best options available in the state. Our offerings include all Medicare Part D plans in Ohio from trusted carriers.
Medicare Supplement Plans
Ohio Medicare Plan offers a comprehensive selection of Medicare Supplement Plans designed to enhance your healthcare coverage and provide financial peace of mind. We collaborate with leading insurers to ensure you have access to the best options in the state. Our offerings include all Medicare Supplement plans available in Ohio.
Medicare Advantage Plans (Part C)
Ohio Medicare Plan provides comprehensive Medicare Advantage Plans (Part C) designed to meet the diverse needs of beneficiaries throughout the state. Our offerings include a wide range of plans from leading providers, ensuring that you have access to the best options available.
Miscellaneous No Cost Medicare Services
**Miscellaneous No Cost Medicare Services** We also offer personalized consultations and ongoing support to address any other Medicare-related questions or concerns, providing a holistic approach to your healthcare needs.
Medicare Benefit Maximization
**Medicare Benefit Maximization** Our experts work with you to maximize your Medicare benefits, helping you make the most of your coverage and reduce out-of-pocket costs.
Medicare Advocacy
**Medicare Advocacy** We advocate for beneficiaries to ensure they receive the care and benefits they are entitled to, providing support and guidance throughout the process.
Medicare Education
**Medicare Education** Our educational resources help beneficiaries understand Medicare, including coverage options, eligibility requirements, and important deadlines.
Medicare Open & Annual Enrollment Periods Assistance
**Medicare Plan Changes** If you need to change your existing plan, we can help you explore the options available during open enrollment periods.
Medicare Plan Changes
**Medicare Plan Changes** If you need to change your existing plan, we can help you explore the options available during open enrollment periods.
Medicare Enrollment Assistance
**Medicare Enrollment Assistance** We guide you through enrollment, making enrolling in the right Medicare plan easy and ensuring you meet all necessary deadlines.
Medicare Plan Evaluations
**Medicare Plan Evaluation** We thoroughly evaluate various Medicare plans to help beneficiaries choose the best options tailored to their specific healthcare requirements.
No-Cost Medicare Benefits Plan Evaluations
**Medicare Plan Evaluation** We thoroughly evaluate various Medicare plans to help beneficiaries choose the best options tailored to their specific healthcare requirements.
