Welcome to Marsh AfricaOur CountrySouth Africa is a democratic federal state comprising a national government and nine provincial governments. The legal system is based on Roman Dutch law and on our 1996 modern Constitution. Our population is around 60 million and our currency is the Rand. The nine provinces are Gauteng, Limpopo, Mpumulanga, Kwa-Zulu Natal, Free State, Eastern Cape, Western Cape and Northern Cape. The Administrative capital is Pretoria in Gauteng.Our Client MixOur clients include high net-worth individuals, small, medium and large Commercial, Large Corporate, Mega and Multinational clients across the full spectrum of Commerce, Industry and Parastatal operations.Our Main StrengthsOur overall service strengths include    Risk Management (Enterprise-wide and other specialised aspects)    Risk Finance (from Cell Rentals to full Captive Insurer Management)    Conventional insurances    Specialist insurances    Strong internal and external Support services including knowledge management, benchmarking and publicationsOur Local MarketsThere are six reinsurers, about twenty mainstream insurers andabout sixty mainstream underwriting managers who act asspecialist agents for their principal insurers. There is a strongbroker presence with Marsh Africa being among the largestshort-term broking houses in South Africa.Our RegulatorsWe are regulated by the Financial Services Board under theMinistry of Finance. The main statutes applicable to the marketare The Short & Long-Term Insurance Acts of 1998 (Insurers) andthe Financial Advisory & Intermediary Services Act 2002(Intermediaries).