IT IS BETTER TO HAVE LIFE INSURANCE FOR 100 YEARS AND NOT NEED IT, THAN TO NEED IT ONE DAY AND NOT HAVE IT.•What began as a Part-time activity, blossomed into a practitioner of Life, Health & Disability Insurance, building public trust by demonstrating ethical  business behaviour in all our dealings.•Has full-fledged office equipped with efficient staff and all modern communication facilities including Computers, Scanners, Fax, Answering Systems and Cell phones.•Life & Qualifying Member of Million Dollar Round Table (MDRT) USA, with 13 year Membership with 1 Top of Table and 2 Court of the Table Honours.Attended MDRT{s Annual meeting several times in the USA, Canada & Japan.Presently, serving as Zone Chair in MDRT Zone # 4 (India, Pakistan, Sri Lanka) and as Member of Leadership & Volunteer Development Committee.•Passed CIS Examination (Certificate in Insurance Salesmanship) conducted by the Insurance Institute of India in 1995 and stood first in the Subject “Principles and Practices of Life Insurance”.Passed C.I.I. (Award of Chartered Insurance Institute) of U.K. in July, 2009•Success in the field is demonstrated in the form of various Awards, Certificates and Memberships and above all a battery of customers whose faith and trust enabled us to reach the pinnacle of success.•Attended numerous meetings, conferences and conventions in various parts of the country. Also, conducted classes for Agents and delivered numerous lectures and speeches in Meetings and Seminars.•