Since 1998 themortgagecentre.com.au (incorporating  Profile mortgage centre) has helped thousands of clients with all kinds  of finance, from first home buyers to investors and commercial or  development loans.     Our underlying philosophy has remained constant-  to focus on the real needs of our clients. In an age where commissions  drive the decision making in so many areas of financial services, we  take pride in our approach of always putting the client’s interests  first.    This approach has helped forge trusted relationships with  Australia’s largest lenders and deliver large savings and convenience to  our clients over many years.     We believe in our clients getting the best ADVICE  in all areas of their financial life and we work closely with many  professional groups (Planners, Advisors, Accountants etc...) and your  association with them can make our job a lot easier! As a result in many  cases where your advisor is registered with us as a referrer we can pay  you a rebate direct on your loan. We do not pay referral fees to  referrers but operate a transparent program of rebating direct to our  clients instead of referral fees.     From our base in Hawthorn East, Victoria, we are  able to assist borrowers all over Australia. We have a dedicated service  team manning the phones in house so there is always someone to answer  the call and give an instant update on progress of your loan.     The key advisory team has a combined banking  experience of more then 50 years and we have full membership of the  Mortgage and Finance Association of Australia (M.F.A.A) the Australian  Professional Advisors (A.P.A) and membership of the credit ombudsman  service limited (C.O.S.L)